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 Insurance coverage before adoption is finalized - TN 
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Joined: Tue Feb 27, 2007 4:03 pm
Posts: 320
Post Re: Insurance coverage before adoption is finalized - TN
craftyblah wrote:
Yep, we are in TN and I called the insurance company directly to make sure they would cover our baby between placement & finalization.

They said that as long as we had a letter from our Agency, with the date of placement, they would have to cover him from that date.


Ditto here and we are in Tennessee also!

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Married to DH 7.27.96
DD born 9.1.08
DD home forever 10.31.08
DS due on 4.1.10

Many are the plans in a man's heart, but it is the LORD's purpose that prevails. Proverbs 19:21


Sat Oct 31, 2009 1:45 pm
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Joined: Sat Apr 14, 2007 10:11 pm
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Post Re: Insurance coverage before adoption is finalized - TN
We're in TN too! It is federal law that any insurance is required to cover you adopted child as if they are bio from time of placement. Sounds like you're dealing with some people who aren't familiar with the law. GOOD LUCK!

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Mon Nov 02, 2009 7:52 pm
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Post Re: Insurance coverage before adoption is finalized - TN
BREAGIRL wrote:
We're in TN too! It is federal law that any insurance is required to cover you adopted child as if they are bio from time of placement. Sounds like you're dealing with some people who aren't familiar with the law. GOOD LUCK!


Yeah....It is federal law, our insurance didn't take effect until our son was placed with us--however, we didn't have any medical bills from his birth. IF there are medical bills you can make a stink and have them backdated for your future child's birthday.

We used to have an insurance agent on here, let me see if I can link the discussion. :D

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Wed Nov 04, 2009 1:52 am
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Post Re: Insurance coverage before adoption is finalized - TN
I found the discussion:

viewtopic.php?f=4&t=65465

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Wed Nov 04, 2009 1:56 am
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